DSCR Loan

Expanding a real estate portfolio requires financing that focuses on the potential of the property rather than the investor’s financial background. This type of loan is designed for real estate investors who want an easier qualification process by relying on the income generated by the property itself. Instead of extensive personal financial documentation, approval is based on whether the rental income covers the loan payments. This makes it ideal for investors who are self-employed, have multiple properties, or prefer a financing solution that aligns with their business strategy. Rates typically start at 6.75% interest.

A smooth and efficient loan process is essential for investors aiming to scale their holdings without unnecessary financial roadblocks. Traditional loans often require significant income verification and paperwork, slowing down the process and limiting opportunities. By focusing on the property’s ability to generate revenue, this financing option removes unnecessary barriers, making it easier to secure funding for long-term investment growth. Whether you're acquiring new rental properties or refinancing existing ones, this solution is built to support your vision. Start building your portfolio today with a lending approach that works for you.